Our Firm

Joe Fernandes, CFP®, brings over 40 years of expertise in financial services, encompassing commercial banking, corporate treasury, and investor relations. For the past two decades, Joe has specialized in collaborating with business executives, small and medium-sized business owners, and high-net-worth individuals. He provides comprehensive financial planning alongside wealth accumulation and preservation strategies, guiding his clients toward achieving their financial objectives.

Beyond his professional career, Joe is deeply engaged in community service. He is a member of the 100 Black Men of the Virginia Peninsula and has previously served on the Finance Council of the Catholic Diocese of Richmond, as well as the board of the Peninsula YMCA. Joe holds a Bachelor’s degree from Dartmouth College.

Joe and his wife, Denise, reside in Williamsburg and have 2 children.  In his leisure time, Joe enjoys cycling, reading, and spending quality time with his loved ones.